I purchased the 4 year extended warranty on my car. I'm scheduling having the tail light replaced due to condensation and am being told there is a $200 deductible. I have had the car just over four years so I am now in the extended warranty period. I can't find my warranty contract so I don't know if they are trying to pull a fast one on me. Has anyone used their extended warranty and if so, is the deductible correct?