TechCU gave me great rates for a CPO.. whats the easiest way to join...

[cookie99]

Didn't realize TechCU had strict requirements on how to join for membership. Does anyone have any suggestion?

For reference, this is their requirement:

• Anyone who lives, works, worships, or attends school in Santa Clara, San Mateo, Alameda, Contra Costa, Santa Cruz or San Francisco Counties
• Employees of TechCU@Work companies – search for your employer
• Family members of current Tech CU members
• Members of our many affiliated organizations including: the Financial Fitness Association, the Northern California Human Resource Association (NCHRA), or the San Jose State University Alumni Association (SJSUAA)
• Employees and employers of public or private technology-based entities with a location in California

I am in california, but I do not fall into any of these categories. Did i just take a hit in my credit score for nothing? xD Can anyone recommend an easier to enter Credit Union that could give me just as good of a rate? 3.5% or less with great credit.

 

[xyeahtony]

Try Alliant.

 

[cookie99]

Try Alliant.

Just checked:

• Rates as low as 3.24% for Tesla models. Alliant offers Tesla loans in all states except the following: AZ, CA, CO, FL, GA, HI, IL, MD, MA, MN, MO, NV, NJ, NY, NC, OH, OR, PA, TN, VA, WA

how weird. I'm in California though.

 

[xyeahtony]

That's weird, the CU is based in IL and they dont offer loans there? haha word.

I think what you are looking at are "new Tesla loans" I think used car loans should work in any state. worth asking them about.

 

[JasJ]

Didn't realize TechCU had strict requirements on how to join for membership. Does anyone have any suggestion?

....

• Members of our many affiliated organizations including: the Financial Fitness Association, ...

Join the FFA for $8 - what I did, then you can 'join TechCU'.

Join Now: 1-Year Membership Only $8 - Financial Fitness Association

Takes about a minute.

 

[boaterva]

Just checked:

• Rates as low as 3.24% for Tesla models. Alliant offers Tesla loans in all states except the following: AZ, CA, CO, FL, GA, HI, IL, MD, MA, MN, MO, NV, NJ, NY, NC, OH, OR, PA, TN, VA, WA

how weird. I'm in California though.

This makes no sense unless they just changed their rules. I have an Alliant loan, and it was the easiest process ever.

Are you talking about this Alliant?

Www.alliantcreditunion.org

 

[TheJayAlvarez]

Join the FFA for $8 - what I did, then you can 'join TechCU'.

Join Now: 1-Year Membership Only $8 - Financial Fitness Association

Takes about a minute.

Ditto this. Got my loan through TechCU last November at 2.24% 72mos and signed up for FFA to meet their eligibility requirement.

 

[boaterva]

Ditto this. Got my loan through TechCU last November at 2.24% 72mos and signed up for FFA to meet their eligibility requirement.

That does sounds good. It's almost as good as Alliant's special financing 0.99/1.99 they give when 'Tesla is helping them' at EOQ, etc.

 

[Lifeinabox]

Try Financial Partners Credit Union. I closed at 2.24% for 60 months back in April. 1.99% for 48 months was also an option. Qualified based on being a UC grad but don’t remember their other criteria.