Didn't realize TechCU had strict requirements on how to join for membership. Does anyone have any suggestion? For reference, this is their requirement: Anyone who lives, works, worships, or attends school in Santa Clara, San Mateo, Alameda, Contra Costa, Santa Cruz or San Francisco Counties Employees of [email protected] companies – search for your employer Family members of current Tech CU members Members of our many affiliated organizations including: the Financial Fitness Association, the Northern California Human Resource Association (NCHRA), or the San Jose State University Alumni Association (SJSUAA) Employees and employers of public or private technology-based entities with a location in California I am in california, but I do not fall into any of these categories. Did i just take a hit in my credit score for nothing? xD Can anyone recommend an easier to enter Credit Union that could give me just as good of a rate? 3.5% or less with great credit.