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Tesla insurance 18yo
- Thread starter Youngdrive
- Start date
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- Tags
- insurance
Dan Detweiler
Active Member
Any insurance I have had covered the car being loaned to a licensed family member. Now, if you were driving it on a daily basis that might be another matter.
Dan
Dan
When I was younger I remember my parents being dropped by insurance because they did not disclose to the insurer my brother got his license. He had his own vehicle and insurance there were no incidents. Insurance company just found out a teen driver was in the house.
I think your Dad needs to call, and it probably varies a little by state.
I think your Dad needs to call, and it probably varies a little by state.
Leeclanual
Member
Not if the family member is at the same address as primary... read the policy it will indicate all drivers at he address need to be on policy or they can elect not to pay the claim...
HankLloydRight
No Roads
Dan Detweiler
Active Member
Sorry, I was assuming the owner would have included all family members that drove in his policy. I guess that is not a given. My bad.
Dan
Leeclanual
Member
Your dad will pay thru
no worries... Just want to make sure others don't get in a jam by not properly insuring their vehicles and get into a financial bind. General rule of thumb is that if you have a immediate family member driver (whatever age) in your household you probably need to add them to your policy unless they have their own auto insurance (in their name). One caveat, My insurance (others might be different) specifically states that children with permits (not license) don't have to be covered until they are given a license by the state... then the insurance jumps considerably in price.
