The rates people are paying are unbelievable. I know there are lots of factors like location that go into play but damn, I pay ~$70/mo for my Q7 and the quote on Tesla was also $70/mo. Million dollar coverage. I love my insurer.
Yes. It’s quite cheap if you have score of 98-99. They have a chart available for reference.
Yes, I have my other ICE vehicle on my Tesla Insurance policy as well. It's a higher rate than the Tesla, however, since driving behavior isn't monitored.
Thank you for responding. I was wrong in my response earlier.
Yeah Tesla Insurance was by far the cheapest out of like 5 people I went to. I got heavily dinged with FCW the first month due to driving in Texas.
Idk how you can get a 98-99. I get hit with "aggressive turning" on the main road by my house doing below the speed limit.
Gotta say that would seriously ruin driving for me. When I was a teenager I had a radar detector and it made driving less enjoyable as I would do the equivalent of phantom braking every time the thing went off expecting it to be a cop and it was nothing.
Oh trust me I HATE that aspect....but the only thing I've had to change in my driving is be more aware of cutting gaps between cars to get around slow people in the fast lane. As that triggers FCWs. Besides that I drive like I normally do with no issues. I assume the more I drive, the less the FCW will matter per mile basis.
It's ongoing. Your premium will change based on your Safety Score each month, so there's really not a set in stone 6-month premium like other insurers. The whole Safety Score system does kind of ruin the "fun" of driving for me. I tried a month of driving like I normally would without paying attention to the Safety Score, however, and my score ended up being 92 for that month which isn't bad (normally 98 or 99 when I'm trying to score high). Still cheaper premiums than anyone else though. But yes, I'm overly cautious when driving now because the perfectionism in me wants to score 100 every drive.
idk where you live that you can get 98+ period. In Texas traffic/highway driving you can't possibly maintain it
I Tried driving like a baby and barely kept 96/97. 
It's not too difficult to be honest. It's all about being aware of what you can get dinged for. I try to keep a 5-10 car length distance between myself and the vehicle in front of me at all times to give me plenty of time to react and gradually slow down. Same with aggressive turning. I dramatically slow down every time I make a turn to avoid getting dinged. FCW's aren't as common for me as the previous two I mentioned, but every time they do happen it's always a false positive.idk where you live that you can get 98+ period. In Texas traffic/highway driving you can't possibly maintain it
Driving how I want I think I'll maintain 90-92, unless I keep getting these ridiculous FCW's for no reason.
If I'm 1-2 car lengths behind someone making a lane change, shouldn't get a warning. Seems silly.
The rolling score you view is always based on the past 30 days, so if you drive less and score high every time you do drive your score will stay high. It's all about your most recent driving events (past 30 days).
