started looking at tesla insurance for my MSLR and got an initial quote of 140 a month with 1k deductible and driving less thank 8k a year. I currently have progressive and with 2 vehicles(including the tesla) my 6 month policy for the Tesla is 709. My question for the guys with tesla insurance, how much of a difference are you currently paying compared to your initial premium?
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Tesla insurance
- Thread starter Lsantana954
- Start date
Tesla insurance is the cheapest for me by a mile. Other insurance quoted me way more than Tesla with less coverage. Los Angeles area.
I live in Virginia but my cheapest I could find was $180 that was with allstate, I'm paying $127 a month with Tesla Insurance but I'm in M3SR+ but I am also 21 and in the first 2 months in June I should go down to 81 a month if I keep my 99 score!
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Are you happy with Tesla Insurance? My current insurance quoted a ridiculous amount for my future M3LR so I'm considering Tesla Insurance.
Haven’t made a claim yet *knocks on wood* So I can’t really tell how it is. But definitely happy with the quote. Easy to apply as well
Nosken
Active Member
California doesn't allow driving scores to set insurance rates.
mservoss
Member
Ok, perfect! Tesla gives very high coverage (which I do like) and I lowered the deductible to $500 (from $1000) and 2 drivers=$160 monthly
Wawanesa (my current insurance) is $140, much lower coverage amounts. Looks like I'm going with Tesla Insurance. Thank you so much for your help.
Coming from Texas, it cost me 1/3rd the premium Progressive quoted me, and 1/2 the premium of anyone else....
The only downside is the false FWC issues costing me money, but I'll just deal with it.
So far no complaints, but haven't dealt with any claims yet, and hope to never have to.
The only downside is the false FWC issues costing me money, but I'll just deal with it.
So far no complaints, but haven't dealt with any claims yet, and hope to never have to.
Same experience here. I too had Progressive before in Texas and about the same savings going to Tesla. However, I now have a cracked windshield from a rock on the highway and it spidered all the way across, so I need a windshield replacement. I don't see glass coverage as an offering on Tesla insurance in Texas and I don't know if filing a claim on my comprehensive ($500) deductible is worth it IF they might raise my insurance in the future. It would be great to know if anyone has filed a windshield replacement claim and how it affected their premium going forward?
"Glass Only
As part of your Comprehensive (other than Collision) coverage, Tesla provides you with glass coverage for the repair or replacement of any damaged glass, including the windshield, side windows and rear window."
Depending on your cost to replace it and deductible, might be better just to pay cash unfortunately.
I'm getting REAL freaking tired of false positive FCW though....
I was at a crawl coming to my front gate, my employee walked in front of the car to open the gate (old school gate don't hate we're replacing this year with full entry system xD), FCW went off....docked me $20/m.....getting real annoyed with how sensitive this stupid thing is. Meanwhile a car is PARKED in the middle of a 3 lane road and nothing .-. I dont get it
I'd be interested in Tesla Insurance but am having a heck of a time navigating the Tesla site to obtain a quote!
