I applied for financing right off the bat when purchasing my Model 3 and everything went exceptionally smooth. If you can't afford a couple credit check runs on your credit report, maybe that should be something separate an individual should be working on.
It's not about can't afford it.
I am not going to take multiple hits to my credit for a freaking car. And I have very good credit and I am not going to lower multiple times just to get a Tesla.