I tried that last week and their reply was: the Arts Council updated their terms recently to limit only local patrons can join Riverland. So at least for me, this in essence eliminated anyone out of area to be eligible to open Riverland FCU. It took them 5 days to respond with multiple phone calls to verify but in the end this is the answer I got.
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Tesla loan comparison spreadsheet - auto updates hourly
- Thread starter T3slaMecca
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It did show 4.25% on application prior to submitting personal information. I am guessing that rate is the highest you would be charged if approved. I also elected to not put down anything extra - just the 2500 reservation amount. It shows valid for 30 days not sure what happens if Tesla can’t deliver in that timeframe.
Deciding between PenFed at 2.49, SCCU at 1.89, and Andrews FCU at 2.39 for 36 months.
Going with the lowest would be a no brainer, problem is the reviews for both SCCU and Andrews FCU are absolutely terrible. They also seem substantially smaller than PenFed.
I just don't want to risk my info leaking out due to bad security measures or having incompetent people process my loan app.
Need to decide if the higher interest rate is worth a bit more piece of mind.
Any advice?
Going with the lowest would be a no brainer, problem is the reviews for both SCCU and Andrews FCU are absolutely terrible. They also seem substantially smaller than PenFed.
I just don't want to risk my info leaking out due to bad security measures or having incompetent people process my loan app.
Need to decide if the higher interest rate is worth a bit more piece of mind.
Any advice?
Watch the lack of gap insurance depending on how much you finance. You cannot have GAP with light stream. Also how much are you really saving with .1 %?
N5329K
Active Member
I got a rate of 3.09% from Baxter credit union for 72 months for a loan of 48,500 at 740 a month approx.
wanaride
Member
I submitted my credit app on the Tesla website last night, and the website said 4.25%. This morning my app was approved and Chase had given me 3.29% for 72mths on $45,930 financed. Not as good as some numbers above, but better than our local state credit union (4.5%)! I take delivery on Tuesday. YEE HAW! Can't wait!
Neodocjdg
Member
They said 4.25% when I applied but when the loan went through it was 3.34% for 72 months with $40K financed.
bewilderman
Member
EECU has great rates.
But they only serve the following counties: Fresno, Kings, Tulare, Merced, Madera, Mariposa, Inyo, San Luis Obispo, San Benito and Monterey.
I live in the SF Bay Area. :-(
bewilderman
Member
If you live in the Bay Area, the best I found is 2.99% for 66 months.
https://www.cefcu.com/rates/loan-rates.html
This is not on the spreadsheet (yet).
https://www.cefcu.com/rates/loan-rates.html
This is not on the spreadsheet (yet).
People should look into if their company has a credit union. I used my father's Fedex Employee Credit Association to get 60mo.@ 2.49%.
That was the best i could find in Washington by a long shot! To make it even better, I bought a used 2018 model and it still qualified as New for interest rates- maybe this is a common thing for year old models but I was surprised as it's my first time financing.
That was the best i could find in Washington by a long shot! To make it even better, I bought a used 2018 model and it still qualified as New for interest rates- maybe this is a common thing for year old models but I was surprised as it's my first time financing.
SK360
Member
I am a FedEx employee and was wondering if the FECA advertised rate for 2.99@72mo was actually realistic. I haven't reached out to them yet but seems if you got 2.49%@60mo then it may actually be real! lol
Yea, I kinda thought that it might've been out of date on their website as well, but working with them was pretty smooth and they're great rates compared to anything else I could find.
Looking for competitive interest rates in the Sacramento, CA area. Tried Golden1 CU, Schools FCU and Sac CU. Was able to get a 72mo 3.44% $45k with Sac CU.
Since my M3, LR AWD, White w/Black Interior production is not happening anytime soon (ordered 8/8), figured I had time on my hands to shop around for a better rate.
Since my M3, LR AWD, White w/Black Interior production is not happening anytime soon (ordered 8/8), figured I had time on my hands to shop around for a better rate.
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