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Tesla loan comparison spreadsheet - auto updates hourly

Serpent

Member
May 4, 2020
12
3
Kansas City
Has anyone actually been able to get CCFCU to reply? I sent their loan contact email a message a week ago with a few questions and have t heard anything back. I know all these credit unions might be really busy now, but I’m surprised after 5+ days I wasn’t able to get any email return...

Any direct contact information for anyone in their loan department?

I just applied for a loan and was able to get their direct e-mail the next day. I will say they are a small credit union and only have one loan officer per branch. So just a total of three loan officers and they service the entire united states.
 

acarney

Active Member
Jul 9, 2019
2,326
1,385
Richland, WA
I just applied for a loan and was able to get their direct e-mail the next day. I will say they are a small credit union and only have one loan officer per branch. So just a total of three loan officers and they service the entire united states.

Well, not really. I think a lot of people wouldn’t know the trick to join the consumer council to gain membership. But ya, I totally understand they’re a small credit union, guess I just thought a week or so would be enough for someone to get back to me.

I’m hesitant to apply for a loan via their paper application because I don’t want them pulling my credit and then getting a hold of me saying that for my situation they can’t extend a loan.

(Refinance; original owner bought direct from Tesla with less than 6500 miles on the car)
 

Serpent

Member
May 4, 2020
12
3
Kansas City
Well, not really. I think a lot of people wouldn’t know the trick to join the consumer council to gain membership. But ya, I totally understand they’re a small credit union, guess I just thought a week or so would be enough for someone to get back to me.

I’m hesitant to apply for a loan via their paper application because I don’t want them pulling my credit and then getting a hold of me saying that for my situation they can’t extend a loan.

(Refinance; original owner bought direct from Tesla with less than 6500 miles on the car)

Not really a trick - it's on their membership page how to join. Not worried about pulling my credit and you shouldn't either - numerous inquires within a short time frame is seen as one especially when car shopping.
 

acarney

Active Member
Jul 9, 2019
2,326
1,385
Richland, WA
Not really a trick - it's on their membership page how to join. Not worried about pulling my credit and you shouldn't either - numerous inquires within a short time frame is seen as one especially when car shopping.

This would be one single pull, I already have the car but can see a good savings if I can refinance with them. I just it’s kinda a scam that credit unions/banks rush to pull credit before they’ll start to answer questions.
 

tusc

New Member
Jun 6, 2020
2
0
St Charles, IL
I just signed up for Tesla finance last night. Initially I was offered 2.99% but this morning it am now at 2.49%:

72 months, 2.49% APR
Amount Financed $30,000.00
U.S. Bank N.A.
 

brandonc85

Member
Mar 8, 2020
94
70
Las Vegas
I just signed up for Tesla finance last night. Initially I was offered 2.99% but this morning it am now at 2.49%:

72 months, 2.49% APR
Amount Financed $30,000.00
U.S. Bank N.A.
Did it update on its own?

I did it through Tesla (US BANK), and was at 2.99% for 72, too. I financed $25K on a LR AWD.

Checking mine...

Still says 2.99%. What is happening...
 

2021 M3P

Member
Jun 8, 2020
33
18
Los Angeles
I tried Tesla finance to see what rate I'd get. To be honest, the rate is not that bad. Tesla finance originally tried Wells Fargo and they gave me 3.5% lol.

72 months, 2.34% APR through Chase Bank
Amount Financed $30,000.00
Amount Due $39,939.56
Tesla Model 3P, FSD, White, Black interior
 

brandonc85

Member
Mar 8, 2020
94
70
Las Vegas
I tried Tesla finance to see what rate I'd get. To be honest, the rate is not that bad. Tesla finance originally tried Wells Fargo and they gave me 3.5% lol.

72 months, 2.34% APR through Chase Bank
Amount Financed $30,000.00
Amount Due $39,939.56
Tesla Model 3P, FSD, White, Black interior
I’ve already accepted my 72/2.99 - is it too late to try again?
 
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Joe_P3D

Member
Jun 10, 2020
29
16
San Diego
Apologize for my ignorance, but I can't seem to find where to fin the Tesla Financing application within my account... Anyone care to share where exactly it is? I'd like to try my go at getting something under 2.69 and it seems some of you were successful. Thank you!
 

steve86

Member
Jun 4, 2020
85
27
SoCal
Apologize for my ignorance, but I can't seem to find where to fin the Tesla Financing application within my account... Anyone care to share where exactly it is? I'd like to try my go at getting something under 2.69 and it seems some of you were successful. Thank you!

did you already apply for a loan thru Tesla?
 

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