Damn, sorry to hear. They were pretty responsive with me; creating my account and getting my loan approval were both a 1 day wait.
just got approved for 2.49% from tesla ...... emailed tesla finance and asked for a lower rate... 5 minutes later they updated my account to 1.99%...... anyone else had this?
i think im at 805-815.... but i read somewhere on this thread, that others have asked, and rate got lowered instantly practically.....so i tried it myself..it worked... much easier than jumping through hoops with CUs
Same. I might have squeezed out another few basis points with a CU, but I might have also needed to move my direct deposit, etc, to qualify. This is way easier.
Credit score: 722-743 Approved for 44k through Tesla Finance with Wells Fargo Auto @ 2.49% Should I push my luck for a better rate? Had two collections drop off 2 days prior to applying, I feel like I got extremely lucky on timing for the rate!
Approved for 2.49 via U.S. Bank, fired off an email asking for a lower rate, they came back in 15 minutes with BMO Harris (2.14%). I then replied back asking what Chase was offering out of curiosity since I have accounts with them (just to simplify autopay) and they updated the account again to 2.04%. Strange they didn't offer this to me the first go around, but just an FYI that multiple requests may work out for you.
I tried the email back and was 2.49 was the best rate, Credit score over 800 and 21k of trade equity. Maybe it is an Indiana thing, they could not use Chase