Do any of these banks listed allow refinance? I went through Tesla (US Bank) for 3.49 72 or 60mo but now we’ve sold the house and no debt besides this car payment I’d like to see if I can do any better than 3.49 or is it not worth the hassle
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Tesla loan comparison spreadsheet - auto updates hourly
- Thread starter T3slaMecca
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I'll try applying for membership and keep you updated, these are great rates, I missed allegacy because my loan terms expired from waiting so long for my delivery
Cool, thanks. I ordered 10/16 and am taking delivery this Sunday 12/1. I am a member of Wescom and Schoolsfirst FCU. Let me know how you're able to swing EECU membership for 1.99%.
Turlejay
Member
Sent them an email, the site says they allow non members to finance with a .5% upcharge. At the very least if I can get a pre approval from them for 2.49 then I can try to get Tesla to match
Turlejay
Member
They haven't replied to me just yet. Honestly, I didn't even think about that. At first glance I didn't notice anything on the site. I guess we will find out
Edit: it does have a disclaimer stating it must be titled in Cali
Well I applied for the loan first and then got an email asking me to call. The person I spoke with was very nice, told me my loan was approved, and that they would be overnighting the papers to me for signatures. I asked them about membership and mentioned that I’m not in education. Seems like it’s not a big deal. She said I can pay $10 for PTA and there’s $5 for something else, so with a $15 payment, I’ll be able to become a member and get the check. Hoping the papers I receive tomorrow will provide more info and next steps. I looked at the online membership form, and I do see the part where I can fill out PTA info. More to come I guess...
Just did the same, I heard the same info about membership. I asked when the soonest I'd receive the loan and they said that would be determined once I returned membership application materials. Hoping to receive those via mail by Saturday. They did assure me I'd receive the 1.99%.
I'll need to push back my delivery date a few days until the loan is processed, I hope Tesla doesn't mind.
Turlejay
Member
Went through tesla just now. Refreshed owner page and saw we got 3.19% through chase. Also as soon as that was complete we got a vin
Ask them to email you the approval letter. I’ve now emailed [email protected] with the approval letter, and have applied for Tesla financing. I had emailed them earlier and they said they may be able to match it pending seeing the EECU approval letter and getting approved via the Tesla route. Let’s see if they match or not or if they ask for more info.
Turlejay
Member
I wish I coulda gotten that. The email I got said I had to become a member to get what Tesla needed. What exactly did you do?
Turlejay
Member
I wanna say a public thanks to @teej for helping me with the rate match process. I too applied at EECU hoping to at least get a pre approval letter to get Tesla to match the rate. We did get pre approved online instantly but got a phone call saying they were unwilling to finance us with a NY address (story of my life). Wouldn't even give us a hard copy of the pre-approval we got online to submit to Tesla. (Not sure if they can withhold such a thing since it's our personal info but I digress.
I googled auto loan 1.99 and found a few places not on the spread sheet running holiday month specials so I'm hoping that eventually the ones we can actually get the loan from do the same.
With my Vin in place and the Tesla loan approved I'm hoping delivery isn't too far away, and since most credit unions will consider a car new for a little while after initial purchase we can still shop the rate through December!
I googled auto loan 1.99 and found a few places not on the spread sheet running holiday month specials so I'm hoping that eventually the ones we can actually get the loan from do the same.
With my Vin in place and the Tesla loan approved I'm hoping delivery isn't too far away, and since most credit unions will consider a car new for a little while after initial purchase we can still shop the rate through December!
Turlejay
Member
Edit:I should note that some banks are on the spreadsheet but not updated.
Just google auto loan 1.99 and you will see a few. As far as refinancing it depends on how old the loan is to determine whether they consider it new or used
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jonnytdk
Member
Got approved for EECU @1.99 for 72 months. I live in Nor-Cal and they said I could just sign up for a local PTA group to qualify for membership which is included in a members packet they will send me. To get the 1.99 rate you need to have a checkings account with them that has autopay or else it would for 2.49 @ 72 months. 84 months is 3.49 with the discount and 3.99 w/out if anyone was wondering.
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