Tesla loan comparison spreadsheet - auto updates hourly

[illcarry]

Hey everyone,

I have a quick question. (I'm new to this forum)

If I choose Tesla Financing as an option and continue/submit my application, will I have an option to go back and change it so that I can use my own credit union (provided the credit union gives me a better rate than Tesla's)?

Thank you.

 

[nlam514]

Hey everyone,

I have a quick question. (I'm new to this forum)

If I choose Tesla Financing as an option and continue/submit my application, will I have an option to go back and change it so that I can use my own credit union (provided the credit union gives me a better rate than Tesla's)?

Thank you.

Yes, it can be changed, but you can’t do it yourself. Contact your SA or Tesla Finance and they will be able to roll back that selection. Originally I was going to pay cash for mine, but changed my mind and wanted to do financing instead. I contacted my SA and he was able to change that on their end very quickly.

 

[dc5itr888]

Yes, it can be changed, but you can’t do it yourself. Contact your SA or Tesla Finance and they will be able to roll back that selection. Originally I was going to pay cash for mine, but changed my mind and wanted to do financing instead. I contacted my SA and he was able to change that on their end very quickly.

I did the same cash method then Tesla Finance.

SA has the controls of your account to make the changes.

 

[mdanieltech]

Just curious is anyone else getting errors on the spreadsheet? I have errors in several cells and the dates are old 12/2020 am I missing something here?

 

[jimmyvegas]

I was approved for 2.49% Wells Fargo for 72 months, which I was happy with. After reading this forum I emailed Tesla and asked about a better rate with Chase since I have my checking account with Chase. 30 mins later they replied with 2.29% with Chase. Not a big savings but $5 a month for 72 months. $360 total over the loan lifetime. Plus I really don't care for Wells Fargo, I've had a good relationship with Chase. This forum has been very helpful, thanks everyone.

 

[DirtnStreet]

Allegacy Credit Union. 2.34% easy to join and fund loan

 

[Kevy Baby]

Just curious is anyone else getting errors on the spreadsheet? I have errors in several cells and the dates are old 12/2020 am I missing something here?

Given what the spreadsheet does and it is subject to changing web sites (the sites being looked up on), I say a few errors here and there can be overlooked.

 

[VQTRVA]

Given what the spreadsheet does and it is subject to changing web sites (the sites being looked up on), I say a few errors here and there can be overlooked.

Yeah a lot more errors than there used to be.
May need the owner to refresh his lookup codes.

 

[Kevy Baby]

May need the owner to refresh his lookup codes.

Just checked and the OP's last post was December 2020. Make of that what you want.

 

[riceninja]

Bank of America give me 1.99%

 

[vandakeg]

Anyone have a Delta Community CU account and want to be my step-sibling?

 

[Snownsky]

Credit score >800. 2.39/72 month via Tesla. My request for a lower rate with a larger down payment or shorter term was very nicely denied. They claim I have the best avail rate at the moment.

 

[Ribeyesteak]

BofA offered 1.69% @ 60 months

 

[Justin28645]

Is it safe to apply for financing now even if no vin ( ordered 4/23 blue LR AWD in NC )since the latest delivery dates are June 30th? Most financing offers are valid for 60 days so it will still be within the window ? Or would it be safest to wait until vin in a couple of weeks ?

 

[dhruvarora2]

BofA offered 1.69% @ 60 months

Wow! I am planning to buy a new tesla. How did you get that rate?

 

[el-guapin]

............ How did you get that rate?

Most likely with 800+ FICO score

 

[Ribeyesteak]

Wow! I am planning to buy a new tesla. How did you get that rate?

Just applied online through BOA website.

 

[Imolared]

Just applied online through BOA website.

This is assuming you are Platinum Honor level from their rewards program that gives extra .50% discount if you maintain over $100k balance for the previous 3 months right?

 

[Ribeyesteak]

I'm confused about that because I don't use their CCs. I wonder if a 1.19% is attainable.

 

[myblubu]

I got 100% from Delta Community Credit Union. I got 1.98% but I think they just raised rates to 2.08% on 9/1.

If you qualify to join, I can send you a referral link to get $50 for joining.

Looks like I will be refinancing my MY! DCCU now has a special of 0.98% for any term up to 60 months!

just spoke to my rep and she confirmed I can refinance my existing loan to get the lower rate.