Tesla model 3 accident

[The_Observer]

OP is from California. The State requires all insurance companies to offer uninsured/under-insured coverage but it isn’t mandatory and can be declined. All drivers do have to maintain a minimum coverage limit of “15/30/5” of vehicle liability insurance for medical costs, lost wages, car repair bills, pain and suffering and other losses and you are personally responsible for those losses above your limits.

Which I think state minimum is too ridiculously low, given the cost of living in CA, medical costs, vehicle repair costs, and other costs in general. Should really increase it to 50/100/25 at the absolute minimum, or even 25/50/15 would be a great improvement.

 

[DopeGhoti]

Which I think state minimum is too ridiculously low, given the cost of living in CA, medical costs, vehicle repair costs, and other costs in general. Should really increase it to 50/100/25 at the absolute minimum, or even 25/50/15 would be a great improvement.

Legislation often lags far, far behind reality. This is not unique to California or, indeed, to the United States.