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Tesla, TSLA & the Investment World: the Perpetual Investors' Roundtable

OrthoSurg

Member
Jun 2, 2017
711
4,174
Montreal
Sell some. Buy cash. Take out loan. Reinvest. Deduct interest against investment income. Lowest effective interest rate achieved.
Just coming back from the Tesla store after test driving the Performance version of the Model Y. Still hesitating between long range AWD or performance. The finance l’âge was showing $1500 monthly for a 60 months loan.

I always paid my cars cash, even my Model 3. But I regretted it and should have kept all the money in TSLa stock. That’s what I will do for my Model Y purchase.
 

bkp_duke

Active Member
May 15, 2016
4,959
15,687
San Diego, CA
Just coming back from the Tesla store after test driving the Performance version of the Model Y. Still hesitating between long range AWD or performance. The finance l’âge was showing $1500 monthly for a 60 months loan.

I always paid my cars cash, even my Model 3. But I regretted it and should have kept all the money in TSLa stock. That’s what I will do for my Model Y purchase.

I'm eyeing a MY LR AWD but with Performance Boost. That would put it about the same 0-60 as my 2013 P85, which is my benchmark. I don't want to replace the P85 with something "slower".
 

Artful Dodger

"Ducimus, lit"
Aug 9, 2018
8,266
101,030
Canada
Another explanation is that we're around $2100 pre-split vs $400 earlier this year. We had a low of $80 ($400 pre split) as recently as March 18 of this year
Yeah, $350 intraday low (pre-split). $75 in today's money... :p

sc.TSLA.50-DayChart.2020-03-18.20-00.png
 
Jun 1, 2018
922
3,614
Canada
I'm eyeing a MY LR AWD but with Performance Boost. That would put it about the same 0-60 as my 2013 P85, which is my benchmark. I don't want to replace the P85 with something "slower".


If the choice was LR and P I would wait a few weeks and go performance when the SP gifts you the difference / makes it so.

I love the red brakes and 21” wheels and you will never regret the acceleration - even more so, if you’re a gear head / love cars
 
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st_lopes

Member
Aug 3, 2020
279
2,493
Canada
Just coming back from the Tesla store after test driving the Performance version of the Model Y. Still hesitating between long range AWD or performance. The finance l’âge was showing $1500 monthly for a 60 months loan.

I always paid my cars cash, even my Model 3. But I regretted it and should have kept all the money in TSLa stock. That’s what I will do for my Model Y purchase.

After test driving Mod Y Performance, I decided to go with AWD and acceleration boost.

I didn’t “need” the full performance - as much fun as it would be - but I really liked the zip of acceleration boost.

And yes, a debt swap (essentially rather than having a loan against a car, having it against an appreciating asset - robotaxi scenario excluded, which lets face it in snowy/slushy Montreal unlikely to happen in the near term), is definitely the way to go if you don’t want to have cash out of the market. Even better if you take the debt from a low rate HELOC.
 
Jun 1, 2018
922
3,614
Canada
After test driving Mod Y Performance, I decided to go with AWD and acceleration boost.

I didn’t “need” the full performance - as much fun as it would be - but I really liked the zip of acceleration boost.

And yes, a debt swap (essentially rather than having a loan against a car, having it against an appreciating asset - robotaxi scenario excluded, which lets face it in snowy/slushy Montreal unlikely to happen in the near term), is definitely the way to go if you don’t want to have cash out of the market. Even better if you take the debt from a low rate HELOC.

Congrats on the Y, @st_lopes . Enjoy in good health!
 

bkp_duke

Active Member
May 15, 2016
4,959
15,687
San Diego, CA
If the choice was LR and P I would wait a few weeks and go performance when the SP gifts you the difference / makes it so.

I love the red brakes and 21” wheels and you will never regret the acceleration - even more so, if you’re a gear head / love cars

I have a P3D already. I race in that. I won't be racing the Y.
 

OrthoSurg

Member
Jun 2, 2017
711
4,174
Montreal
After test driving Mod Y Performance, I decided to go with AWD and acceleration boost.

I didn’t “need” the full performance - as much fun as it would be - but I really liked the zip of acceleration boost.

And yes, a debt swap (essentially rather than having a loan against a car, having it against an appreciating asset - robotaxi scenario excluded, which lets face it in snowy/slushy Montreal unlikely to happen in the near term), is definitely the way to go if you don’t want to have cash out of the market. Even better if you take the debt from a low rate HELOC.
Agree with your Montreal slush analysis preventing robotaxis for a while here till the FSD AI learns to navigate through mine fields. Gonna leave that $10,600CAD in TSLA for 5 years and see what happens in 2025 with that.
 
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