insaneoctane
Well-Known Member
Just a different way to view (some) of the data. I, personally, found the original chart more interesting because I don't think the story ends here and liked to see what history has offered from here. I found it insightful to see that in only 7 other times in history have we ever not improved by the end of the year from here. Also found it insightful to see that at this exact time in Jan-Dec, we've only been worse 2 other times.Where you start from really does matter, which is not to say that there is a lot of debt to unwind & that current conditions are a fine moment to do it
BTW, I think the reformatted, 12-month period graph could easy be fully re-created by pulling the freely available data from FIREcalc, checking the "provide data and formulas in a spreadsheet format" option under the "investigate" tab...