Went to test drive Model S. Presented at the last second with a Test Drive Agreement which my friend, who was also going to drive, and I, did not understand. We bailed, very disappointed. I then sent it to my insurance agent who told me in no uncertain terms NOT to sign it. He'd never heard of such a thing ... that a dealer has to have insurance by law (IL) ... and that I would personally pick the liability up! It would have put the respective driver on the hook, "CASH", for any and all damages to the car while under my "control" to the amount of the "dealers" insurance limit. Was also told several thousands have also signed it. Have they? Why would they? They wasted both our time driving a total of 3 hours round trip when such a legal document should be attached to the Test Drive confirmation email. So I cannot test drive a Model S, without assuming this, so, unless they can come back with some explanation that my attorney and insurance agent OK's, as they say on Shark Tank, "I'm out." Am I missing something?