Southern California. The Model 3 is expensive to insure wherever I go. All of the major insurance providers are quoting me north of 300/month for the car. When it comes to a strict cost of ownership, the 3 is going to be significantly more expensive than the hybrid I've been driving.
I wouldn't recommend AAA if you want affordable insurance rates for the Model 3. Shop around there are lots of better rates out there.
Also people comparing prices when living in different states just don't work lol. Same insurance company quote from different states will net very different results.