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To finance thru tesla or find financing on your own

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when posting about the rates you received, it really helps if you include the The lender, length of the term (48,60,72,84months), your credit rating (poor, good, excellent), and if there were any additional items needed to get that rate (open a checking account, join the credit union, etc)
 
This route isn't for everyone, but I decided last minute to ditch financing and use a 401k loan for $15k at 3.25% 48 months. I put $18k down and my trade in was valued at $24k

401k repayment is every 2 weeks at about $150. Most months will be $300 and 2 months a year it will be $450.

The personal financing was 2.49% at 48 months, and ~$330/month for about $14.5k. Plus the hassle of dealing with another bank and credit hit.

Total estimated interest over 4 years is right at $1,000, and it all goes back into my 401k. I'm treating it as a "bond" to myself, as a more secure rate than actually investing in bonds at the moment.