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total loss value question

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Hey all,

Totaled my MYLR 2 months (3,500) miles into her brief short life. Purchased July 2021 so about $4k less than current prices ($55k~ with MSM, White interior).

Geico just offered me $70k. I'm blown away by the offer and don't want to be greedy but also want to be absolutely sure I'm not leaving any money on the table.

Is that the most I'll get? Didn't have FSD but I'm curious wether they credited it to me.

Also, any tips on beating a June-July wait for a new MYLR would be greatly appreciated.

Thanks for your time!

P.S. If you have experience, how much can I expect my insurance to go up by on my new car? Was paying about $150/month until now. I know there no simple answer, many factors etc....just looking for a ballpark if you have it. I don't believe Geico does first accident forgiveness. Worth it to switch insurance? Though Geico has been fantastic (so far) with car right off and medical bills.