matrix4123
Member
It's actually a corporate lease with robust commercial insurance, which covers allllllll sorts of fun. Uber then provides additional significant liability insurance (up to $1M, though secondary to a commercial insurance policy) and comprehensive and collision overage as well.
I just signed up as well to take people for a spin in my free time.
The insurance situation is bit interesting. When you have the Uber app running and have not picked up a rider, Uber does not provide collision and comprehensive and your personal insurance likely will not either. Once you have a passenger, Uber covers collision and comprehensive.