@Jweiner You'll have to set up your new phone again. Not sure if you're using Android or iOS, but I just changed iPhones a few weeks ago and I had to do the set up all over again. And that with doing an encrypted backup versus restoring from a non-encrypted backup. Just have your key card with you. Took all but 2 mins. Now i'll have to do the same thing with the new XI max next week . Good luck!!