I just found out today from my insurance agent that my annual premium on my MS85 will be around $3,400!!! My agent haven't even heard of Tesla, and had to call around before giving me that quote. He didn't even ask me whether it was a 60, 85, or Performance. Can anyone in BC Canada give me some feedback please? I know in the US people shop around to get better rates, but it's different in BC that your rate is the same no matter which broker you go to. Thank you for any info on this!