Waiting Room: Model X Plaid Only

[Jbapckfan]

5% is frustrating, but yeah you can certainly refinance lower at a credit union or your own bank. I called my bank and they said 3.75% which is also what my Telsa SA said he is generally seeing for people well-qualified

My current MYP that I financed (in part) because the rate was below 1.75% at Well's Fargo (not my personal bank) is something I wish I could tap into to buy the MXP. In my state if you trade in a vehicle you save on sales tax at the trade-in value so I suppose it makes sense if you can afford it to pay off your trade-in first if you have positive equity.

Please share with the class if you are finding an actual loan below 3% in the climate, particularly without a personal banking relationship, or being able to throw a few K into an account and calling that a relationship on short notice.

*** I am seeing a 2022 MXP in Tesla inventory for $149.9k (White/white with FSD 20" 137mi listed as "used") in Colma, CA right now ***

 

[FloridaSun]

5% is frustrating, but yeah you can certainly refinance lower at a credit union or your own bank. I called my bank and they said 3.75% which is also what my Telsa SA said he is generally seeing for people well-qualified

My current MYP that I financed (in part) because the rate was below 1.75% at Well's Fargo (not my personal bank) is something I wish I could tap into to buy the MXP. In my state if you trade in a vehicle you save on sales tax at the trade-in value so I suppose it makes sense if you can afford it to pay off your trade-in first if you have positive equity.

Please share with the class if you are finding an actual loan below 3% in the climate, particularly without a personal banking relationship, or being able to throw a few K into an account and calling that a relationship on short notice.

*** I am seeing a 2022 MXP in Tesla inventory (White/white with FSD 20" but listed as "used" with 137mi) for $149.9k in Colma, CA right now ***

My Credit Union is GTE Financial and their currently advertised rates are 2.49% for new and 2.74% for used. That would be for 60 months. I don't care about the higher payment. I make more than enough not to worry about $200 more per month.
I will apply the day I take possession of the MX, I will immediately apply with my credit union to lock in the rate (FED meeting today and likely to announce a .75% rate hike). I won't be able to close on the loan immediately but only after I make my first payment to Tesla.. I will only apply to lock in the rate and whenever everything is recorded and my new loan is active, I will proceed with the refinance.
As I said before, I was approved for the lowest rate by Wells Fargo but they wanted too much down payment..

 

[phantom1584]

I got locked in at 2.74 for 5 years through my credit union. I just grab the check on the way to pickup, and good to go!

 

[laceyboy]

My EDD just changed from 7/14 - 8/25 to 6/21 - 7/12.
I locked in 2.74 for 84m with my local CU

 

[SOBX MX]

My EDD just changed from 7/14 - 8/25 to 6/21 - 7/12.
I locked in 2.74 for 84m with my local CU

thats a crazy awesome rate. What CU is that?

 

[laceyboy]

thats a crazy awesome rate. What CU is that?

It’s Sound CU

 

[HBP90DL]

I just applied today and locked a rate of 2.39% for 60 months for a Plaid with $30k down from Logix. That's the lowest I could find.

 

[FloridaSun]

Tesla texted me that they had an opening for today, so I'm picking up the Plaid today at 5 PM in Tampa instead of tomorrow.

 

[SOBX MX]

Switched order from LR to Plaid 3 days ago. Today EDD moved From the popular Aug-Oct 2022 to Aug 14-Sept 25.

When you switched to X from LR did your "order placed with electronically accepted terms" change to the day you switched to plaid?

 

[Jbapckfan]

When you switched to X from LR did your "order placed with electronically accepted terms" change to the day you switched to plaid?

I don't think so. Just switched from cash to external financing, then was able to edit design, made changes, and switched back to cash. it seemed exactly the same as changing a paint color. I do think I could probably switch back to LR and avoid the latest price increase. I was kinda hoping the plaid would go up another $10k just to feel better about the price.

 

[SOBX MX]

I don't think so. Just switched from cash to external financing, then was able to edit design, made changes, and switched back to cash. it seemed exactly the same as changing a paint color. I do think I could probably switch back to LR and avoid the latest price increase. I was kinda hoping the plaid would go up another $10k just to feel better about the price.

When I switched mine did change on the Motor Vehicle order agreement to reflect the agreed upon change. Look at your order agreement and see if yours changes as well.

 

[AH-1Wmech]

Okay. So I was finally Vinned today. With an EDD that has been showing Jul 3rd - August 9th. With that said, the vin seems older, feedback appreciated

7SAXCBE63NF339xxx

 

[DCGOO]

Okay. So I was finally Vinned today. With an EDD that has been showing Jul 3rd - August 9th. With that said, the vin seems older, feedback appreciated

7SAXCBE63NF339xxx

Seems like it. I have an appt set for next Tuesday (Jun-21), my VIN is NF3450–, which I have known for a couple of weeks

 

[FloridaSun]

Took delivery of my Model X Plaid today. Panel gaps are fine (Tesla within spec lol) and interior is perfect. However, front bumper was dented.. Service scheduled to fix/replace..

 

[mylu]

Tomorrow is the first day of my edd , still no vin. Lol

 

[SOBX MX]

Took delivery of my Model X Plaid today. Panel gaps are fine (Tesla within spec lol) and interior is perfect. However, front bumper was dented.. Service scheduled to fix/replace..

gorgeous!

 

[FloridaSun]

gorgeous!

The Tesla Red never comes out as nice in pics than in real life.. It looks soooooo much better in person.

 

[tbart75]

Back from PPF/Tint and Ceramic Coating. Pictures don't do it justice. All Xpel tint and PPF 15%/70%

 

[AH-1Wmech]

Okay. So I was finally Vinned today. With an EDD that has been showing Jul 3rd - August 9th. With that said, the vin seems older, feedback appreciated

7SAXCBE63NF339xxx

SA said that it was assigned to another customer who never responded and I was there next in line. Turns out it was a July 14th build (pre-tilt screen). I told them I didn’t want to accept, as it seemed off for a Plaid VIN history. the car had +40miles on it

I’m just a little pissed that when I get a VIN it’s a pass down….WTF, how hard is it just to get one that is newer and without a history

 

[AH-1Wmech]

SA said that it was assigned to another customer who never responded and I was there next in line. Turns out it was a July 14th build (pre-tilt screen). I told them I didn’t want to accept, as it seemed off for a Plaid VIN history. the car had +40miles on it

I’m just a little pissed that when I get a VIN it’s a pass down….WTF, how hard is it just to get one that is newer and without a history

Correction:April 14th