Western / Unify - Auto Loan?

[Ojas Ray]

Anyone know anything about this? Are they reliable / worth it? I dont want to deal with AAcreditunion type of thing - where they say one thing and do another and then the HUGE hassle afterwards....

Auto Loan Rates as low as 0.74% APR!* - UNIFY Financial Credit Union

Thanks

 

[wesley888]

No idea. I just did a quick calculation on a $100,000 6 years loan, the different between 0.74% vs 1.99% (from Alliance) is about $4000. $4k can get you a very good option for the car for free if you can get 0.74%.

 

[Ojas Ray]

yeah - i called them and they do offer the .074 -- you would need a credit score of 740 or better...and ONLY for 36 months.....for 72 months its 2.24

alliant wins again.... and @wesley888 that is why i am shopping around for the best possible rate... 1.74 and 1.99 to me still make a huge difference..

 

[hollywood]

yeah - i called them and they do offer the .074 -- you would need a credit score of 740 or better...and ONLY for 36 months.....for 72 months its 2.24

alliant wins again.... and @wesley888 that is why i am shopping around for the best possible rate... 1.74 and 1.99 to me still make a huge difference..

Please post your findings. Greatly appreciate finding a solid rate given Alliant going up to 1.99

 

[Ojas Ray]

Please post your findings. Greatly appreciate finding a solid rate given Alliant going up to 1.99

I think that is going to be the best option -- have look tons of places -- aacreditunion did give a better rate - but read tons of negative experiences and difficulties...