So example, you get the email to order your Model 3 November 15, guaranteed to get it this year. How do you deal with the $7,500 (assuming you qualify) 1. Do you try to put $7,500 more on your down payment to lower your car payments? 2. Do you wait until you get your $7,500 and then apply it to your loan balance (if possible) 3. Do you use it to pay off bills, and/or invest Am I missing any options? Would this change if that email came January 15th? Where the tax credit wouldn't be applied for at least 13-14 months?