I have never owned a car before so this may sound a noob question. I am 24 (underage, in terms of insurance). The car is also leased. I just got my CA license. I have 5+ years of incident-free driving history in another country which will be counted only after 18 months of driving history here(according to AAA). I have 0 years of CA (USA) driving history. Now keeping this in mind, what would be my best option and what questions should I ask the insurance company while getting the quote.