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What options do I have?

Discussion in 'Canada' started by Viv ki Bijli, Aug 14, 2018.

  1. Viv ki Bijli

    Viv ki Bijli Member

    Joined:
    Apr 29, 2018
    Messages:
    93
    Location:
    Mississauga
    So I hit the pole in parking lot while backing up and my driver side back door is damaged.

    The Tesla authorized repair shops ( Excellence and Leon’s) are suggesting to change the door. Cost is in range of 4.5 to 5 K. It is not a big dent but shops are suggesting that as it is aluminum, you better replace it. Labour is actually 65% of the estimate.

    1) My deductible is 750. I can try to call Insurance and see if they will cover it. I know this will increase my premium in future

    2) I doubt any other Body shop can do job on Tesla in GTA? Any suggestions?

    3) Should I cough up such big amount myself as this will help in reducing the premium in future.

    My few seconds of lack of focus is costing me fortune.

    Any suggestions on what I should do?
     
  2. AFGTA

    AFGTA Member

    Joined:
    May 3, 2018
    Messages:
    45
    Location:
    Georgetown, Ontario
    You can ask your agent their opinion on how much your insurance will go up. It might not. Even if it does, it will only be for a few years.

    How much do you pay for insurance now? Even if it goes up by $500 per year, it would take 10 years of increased premiums to equate to the $5000 you would be out of pocket now if you paid yourself. If it were me, I'd put it through insurance.
     
    • Like x 2
  3. MagicDog

    MagicDog Member

    Joined:
    May 22, 2018
    Messages:
    36
    Location:
    Toronto
    For point #2, I recommend giving Luxury Auto Body in Etobicoke a call. They’re not Tesla authorized but I’ve seen them fix a few of them and they do great work and are great to deal with.
     
    • Like x 1
  4. AFGTA

    AFGTA Member

    Joined:
    May 3, 2018
    Messages:
    45
    Location:
    Georgetown, Ontario
    If they're not a Tesla authorized body shop, can they actually get parts ( like a door ) from Tesla?
     
  5. MagicDog

    MagicDog Member

    Joined:
    May 22, 2018
    Messages:
    36
    Location:
    Toronto
    Not sure. Maybe a second hand door?

    But more importantly for OP, replacing the door may not be necessary and may be cheaper to just fix the dent. Just a suggestion.
     
    • Like x 1
  6. Krash

    Krash Data Technician

    Joined:
    Apr 18, 2017
    Messages:
    967
    Location:
    Intermountain US
    Photo please. Some dentless places are amazing.
     
  7. mrElbe

    mrElbe Active Member

    Joined:
    Aug 17, 2014
    Messages:
    1,486
    Location:
    Stouffville, ON Canada
    I doubt that the aluminum door can be fixed. As per previous post, claim it on insurance and like he said, the premium increase, if any, is less than you think.
     
    • Like x 1
  8. Viv ki Bijli

    Viv ki Bijli Member

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    Apr 29, 2018
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    Location:
    Mississauga
    I will share but then I will still have to go for paint and I am not sure how 2 different shops will be handled by insurance
     
  9. noicepls

    noicepls Kill Urban ICE - Save Polar Ice

    Joined:
    Apr 20, 2018
    Messages:
    151
    Location:
    Lambton County ON.
    Every insurance claim will show up on Carfax. I don't think you would want any repair done by a non-authorized body shop to show up for your Model 3 when it comes time to sell/trade-in, right? I would either pay for the whole work out of pocket or get it done through insurance at one of the Tesla authorized body shops.
     
    • Like x 1
  10. Viv ki Bijli

    Viv ki Bijli Member

    Joined:
    Apr 29, 2018
    Messages:
    93
    Location:
    Mississauga
    That’s what I did. I have gone through insurance and by a Tesla approved service centre
     

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