In addition to the poll, I wanted to mention that I bank with Tangerine so it takes 2-3 business days for them to courier a bank draft. My inside sales advisor's email stated that my balance owing would be made available 24 hours prior to delivery which is too late for me. So, I asked about options and was pleasantly surprised to hear this: "We won’t use the actual check, just the routing information at the bottom to perform an ACH transfer. This is actually the recommended way as you can pay for the entire car and do not need to know the full exact balance in advance." So, I'm basically just going to bring a void personal cheque with me to my delivery appointment. Hopefully, this can help others out that are in the same situation. Or, maybe he's totally wrong and I'll be screwed at delivery. So, curious if others have used this method?