TMC is an independent, primarily volunteer organization that relies on ad revenue to cover its operating costs. Please consider whitelisting TMC on your ad blocker and becoming a Supporting Member. For more info: Support TMC

What would the insurance premium be for self drive?

Discussion in 'Model X' started by Pennstlong, Oct 20, 2016.

  1. Pennstlong

    Pennstlong Member

    May 6, 2016
    New York
    just throwing it out there, if having your 16 year old on your policy can potentially double your insurance premium, what would the impact be for the auto driving?

    Since you are giving control of your 100k car to a series of codes that don't feel pain, or afraid to be grounded.Would your insurance be higher just because you have auto drive capacity, the insurance company don't have data to determine the risk probability and don't know when you are turning it on?
  2. TacC

    TacC Member

    Jun 2, 2016
    East Bay, CA
    I believe that Elon has talked about presenting safety data to insurance companies on behalf of all Tesla owners. The objective would be to demonstrate that different versions of AP reduce the risk and cost of damage/injury/death and then have that savings passed on to owners.

    This is probably in the works because a substantial amount of data is going to be necessary to get approval for full autonomy on any sort of significant scale.
  3. Hitman007

    Hitman007 Member

    May 15, 2016
    I would guess the insurance companies will need to see several years worth of data so in the short term the rates will be high but in the long run they may be lower if it works as advertised.
  4. Pdub2015

    Pdub2015 Member

    Dec 22, 2015
    Wheaton, MD
    " 'Tousands and tousands." Just throwing it out there, lol...
  5. MDinFL

    MDinFL Member

    Aug 11, 2016
    Palm Beach County, Florida
    I think the bigger issue is going to be Tesla's own liability. If the car is making life/death decisions with no input from you, will Tesla be on the hook if it makes choice A over choice B. The old "run over the old lady or into a crowd of schoolchildren" choice. That may be something that is dealt with legislatively, although some state legislatures haven't exactly demonstrated their love for Tesla.

Share This Page

  • About Us

    Formed in 2006, Tesla Motors Club (TMC) was the first independent online Tesla community. Today it remains the largest and most dynamic community of Tesla enthusiasts. Learn more.
  • Do you value your experience at TMC? Consider becoming a Supporting Member of Tesla Motors Club. As a thank you for your contribution, you'll get nearly no ads in the Community and Groups sections. Additional perks are available depending on the level of contribution. Please visit the Account Upgrades page for more details.