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Who insures your Tesla in NH?

Discussion in 'New England' started by omega, Jan 23, 2015.

  1. omega

    omega Member

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    Hi guys,

    Just got my VIN (P85D) and currently shopping for auto. Now we have allstate but they want to charge us a ton of money, time to cancel.
    Could you please comment on who your carrier is?

    Thanks!
     
  2. tga

    tga Supporting Member

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    For the 2 years I lived in NH, I had Harleysville. The rates seemed reasonable (although, coming from MA, anything would be reasonable). I also had several policies with them, so that probably helped.
     
  3. omega

    omega Member

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    Thanks.
     
  4. cmaster

    cmaster Member

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    I was surprised that Geico will cover a Tesla for 600 bucks in NH in my policy. I had them do an estimate as I have not gotten a Model X yet! An estimate on the Model S only! But, I will know what to expect later!
     
  5. omega

    omega Member

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    $600/6m?

    Who you have home insurance with please?

    Thanks!
     
  6. tga

    tga Supporting Member

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    Oh, I should add - my agent selected Harleysville because they were one of the few companies that could provide all of my policies, and thereby got me the best rates for a group discount. My situation was unusual - I was a NH resident, going to grad school, living in a condo we owned. My wife was a MA resident, living in a rented appt. At the time we had a homeowner's policy, a renter's insurance policy, car insurance on 3 vehicles, and an additional liability policy.
     
  7. Nikxice

    Nikxice Member

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    When we purchased our S 85 last year, our agent in Londonderry quoted a decent price from our current carrier. Just added the car to our existing homeowner/vehicle policy. We have Safeco, which I believe is owned by Liberty Mutual. The breakdown on the Tesla is $840 per year, excellent liability coverage, but to save some on the premium, we have a $2,000 deductible on collision. P85D will likely be a bit higher. Good luck!
     
  8. omega

    omega Member

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    Many thanks to all!
    Geico gave me $1800/y for a Qx + P85D $500 ded/$0 compreh and 100k/300k damages
     
  9. cmaster

    cmaster Member

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    My home owner insurance is through Amica.

    $600/year on the Tesla Model S 2014 Model with Geico. Currently have two cars covered. One car is 400/year, the other is 450/year. It's 0 deductible with 100k/300k coverage.

     
  10. anthony

    anthony Member

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    I've had safeco and state farm, both were reasonable, all state wouldn't insure my s85
     
  11. Wantap85

    Wantap85 Member

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    We had to drop Allstate. Moved to Mercury Insurance
     
  12. omega

    omega Member

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    Thanks although I'm a bit confused. You said $600/y for Tesla but then you mentioned only 2 cars covered neither one for $600/y? I assume you no longer have the Tesla?

    I was quoted for $1880/y for a P85D (more expensive) and a QX56. Not bad but that includes a 3% disc for homeowner where Geico is >>Allstate.
     
  13. cmaster

    cmaster Member

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    Sorry for not being clearer.

    You don't need to have the car to get a quote. I just happened to one day and ask what the price will be if I were to swap a policy out with one of my existing car to get a Model S.

    If it make it any clearer to you. Here are my numbers:

    Honda Pilot 2010: 450/year
    Chevy Volt: 400/year
    Total: 850/year

    If I swap:

    Honda Pilot 2010: 450/year
    Model S 85kw: 600/year
    Total: 1050/year

    Any other questions? I wanted to find out what I'd be expecting to pay when the Model X comes out. Gives me a benchmark.

     
  14. omega

    omega Member

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    Thanks I see now. That is very low for a ZERO ded. Is that Model S P85D?

    Many thanks!
     
  15. cmaster

    cmaster Member

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    It's for the Model S 85kw (non-dual motor). It was unbelievable to me too that I got such a low quote compared to many people who own a Model S. My initial expectations was some where around $1000/year.


     

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