I have been a long time client of Auto Club of So. California, ACSC. Yesterday I learned they consider a Tesla as an Exotic vehicle and quoted me $3,795 for an annual policy with the coverage listed below. My driving record is clean, meaning no tickets or accidents. Shocked, I asked them to compare a 2015 Mercedes Benz S550 against my purchasing the Model S 70D. They responded I would be paying $1,100 more for the Tesla.
My insurance coverage is:
1. Bodily Injury - 500000 / 500000
2. Property Damage - 100,000
3. Medical Payments - 10,000
4. Uninsured/Underinsured Motorist Bodily Injury - 100000 / 300000
5. Deductibles:
a. Comprehensive - 100
b. Collision - 1000
6. Car Rental Expense - 30
7. Multi Line Discount applied (Home and Umbrella Policies)
I would be interested in learning if your Carrier considers your Tesla an Exotic vehicle and the name of your Insurance Carrier if you are paying less than what I have been quoted.
Thanking you in advance,
Monymgr
My insurance coverage is:
1. Bodily Injury - 500000 / 500000
2. Property Damage - 100,000
3. Medical Payments - 10,000
4. Uninsured/Underinsured Motorist Bodily Injury - 100000 / 300000
5. Deductibles:
a. Comprehensive - 100
b. Collision - 1000
6. Car Rental Expense - 30
7. Multi Line Discount applied (Home and Umbrella Policies)
I would be interested in learning if your Carrier considers your Tesla an Exotic vehicle and the name of your Insurance Carrier if you are paying less than what I have been quoted.
Thanking you in advance,
Monymgr