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Windshield exterior protection film?

That's a decent fraction of the cost of new glass. Which may be $0 if you have no-deductible glass.

A very good point. But insurance will not replace a windshield because it is heavily pitted. You need a genuine crack or chip that will definitely crack in time.

I think windshield protection is for the same folks that put a clear bra on to protect the paint from minor chips.

Personally, it can take me 8 to 10 years to get 60,000 miles on any one car. I like the fact that when it comes time to replace a car, the paint and windshield on it are showroom perfect.