Got into an accident this morning on GW bridge!!.. 4 months after getting my 85D. A truck hit my left rear end while we were merging onto the bridge:
The bumper took it really bad, and even some area above it got hit quite hard too.
I called the police, and the officer asked for insurance and left me a report, and told me to retrieve the full report online using the information he gave me. Then we all left the scene. This is the first time I got into an accident and I think I made a BIG mistake by not interchanging insurance information with the truck driver personally, as I later realized that it might take up to 10 days before the report can be retrieved online!!I called the local police department and even paid a visit personally, but they wouldn't give me anything and asked me to wait for the online report. Now I'm left with no information on the truck besides this picture I took:
I called Geico and they asked me to wait for the police report because there isn't much they can do without the truck's insurance information or an alternative solution is to claim it under my collision coverage.
I'm bleeding inside just by thinking about it, and not really sure how to proceed now.:crying:
Should I just be patient and wait for the police report? (patience is not my strongest suit, especially in times like this)
What if the other insurance company is not willing to take responsibility? (barely talked with the trucker driver but he did mumble something like he couldn't see me) Geico said in that case they have a procedure to resolve this but isn't this going to drag along for a long time?
Or should I get it covered by Geico as collision? Besides the deductible wouldn't this drastically increase my premium? They didn't give me a straight answer when I asked them about the implication on premium with this approach.
As for the repair, Tesla recommended a couple certified shops to me, but should I wait until the insurance got figured out before contacting them? Or can the repairs happen at the same time?
Also any idea what repair cost I am looking at? I assume $2k+?
Some additional details on the state of the car: it's perfectly driveable. The rear left sensor is apparently broken, and I keep getting "Park Assist Not Available", which I guess is due to the broken sensor?
Haven't felt so bad in a really long time.. advice and condolences are more than welcomed.:crying:
The bumper took it really bad, and even some area above it got hit quite hard too.
I called the police, and the officer asked for insurance and left me a report, and told me to retrieve the full report online using the information he gave me. Then we all left the scene. This is the first time I got into an accident and I think I made a BIG mistake by not interchanging insurance information with the truck driver personally, as I later realized that it might take up to 10 days before the report can be retrieved online!!I called the local police department and even paid a visit personally, but they wouldn't give me anything and asked me to wait for the online report. Now I'm left with no information on the truck besides this picture I took:
I called Geico and they asked me to wait for the police report because there isn't much they can do without the truck's insurance information or an alternative solution is to claim it under my collision coverage.
I'm bleeding inside just by thinking about it, and not really sure how to proceed now.:crying:
Should I just be patient and wait for the police report? (patience is not my strongest suit, especially in times like this)
What if the other insurance company is not willing to take responsibility? (barely talked with the trucker driver but he did mumble something like he couldn't see me) Geico said in that case they have a procedure to resolve this but isn't this going to drag along for a long time?
Or should I get it covered by Geico as collision? Besides the deductible wouldn't this drastically increase my premium? They didn't give me a straight answer when I asked them about the implication on premium with this approach.
As for the repair, Tesla recommended a couple certified shops to me, but should I wait until the insurance got figured out before contacting them? Or can the repairs happen at the same time?
Also any idea what repair cost I am looking at? I assume $2k+?
Some additional details on the state of the car: it's perfectly driveable. The rear left sensor is apparently broken, and I keep getting "Park Assist Not Available", which I guess is due to the broken sensor?
Haven't felt so bad in a really long time.. advice and condolences are more than welcomed.:crying: