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If Tesla offers custom colors, thank me.

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No Tesla has never offered a two-tone paint scheme.

I suspect the "grey lower panels" you say was an S built before the recent "refresh" when the rocker panels were unpainted dark grey plastic.
I didn't think they did and this must have been a custom job. It was a true two tone color scheme, not rocker panels. I tried to take a pic. but watching the road seemed more important at the time :)