SSonnentag
埃隆•馬斯克
The VIN should tell the insurance company exactly what model the car is. My insurance here in the US only says "S" as well. But via the VIN they can get the model and value.
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No, not in this case. Market value has nothing to do with it. I realize from past discussions that our insurance is weird, so we can just leave it at that.I would think regardless of the model / trim disagreement, the market value would still be the market value. Wouldn't they just look at what other equivalent P85D's are available for you to buy of similar options, year, mileage, and give you a payout value ?
the issue isn't in identifying the car's options. It is the definition of "model". It is unusual and complicated. We don't need to get into the details. I've got the answer I need. Model is "S", not "P85D", by their own forms. Good enough to make my case, I'm sure.The VIN should tell the insurance company exactly what model the car is. My insurance here in the US only says "S" as well. But via the VIN they can get the model and value.
I'm told, is impossible to determine with any true accuracy, but their best guess is that it started at the UPS (battery backup for the server and various network devices).
Out of curiosity, are all Canadian insurance this weird, or do you have some special version where it somehow matters whether a particular car from 3 years ago is still in production? Here in the US they simply find comparables - same year, same model, similar options. then make minor adjustments for exact options and arrive at a value. So, even if you have a Model T, they look at comparable Model T's from early 1900's rather than "is there a Ford Model T in production today".the issue isn't in identifying the car's options. It is the definition of "model". It is unusual and complicated. We don't need to get into the details. I've got the answer I need. Model is "S", not "P85D", by their own forms. Good enough to make my case, I'm sure.
Thanks again everyone!
I should update that the matter is resolved. After making the clear argument i mentioned earlier, they agreed and paid out what I expected. I've been made whole.
Interesting about the Pacifica... Hows the acceleration on it with the Electric drive? I assume its different by a considerable amount!We'll be out of our home for a year or more, I'm told. The car... well that depends on what we get, I suppose. If I go for a custom built A then I'm looking at end of September. A 3 is end of October. So do I rent a car until then? Maybe. Otherwise I have to buy something else or find another used S.
I was joking about the Bolt earlier... but I did take a Chrysler Pacifica plug in hybrid for a test drive and was quite impressed.
At this point, I'm not sure what I'll do.
Maybe he was trying to help you by burning the place down completely, making it a much simpler "bulldoze and build a brand new home" scenario.I'm trying to deal with it all. I find myself cracking jokes at inappropriate times. The adjustor was setting up some halogen lights so we could see, and I was like, "isn't that a fire hazard?".