mrpseudonym
Member
Its no so much the impost of the premium, it is the premium that applies to tesla insurance premiums and that is for the companies that will actually insure them. I have more than one car, and insuring the tesla each year is by far the hardest.Maybe, but it will come down to perspective.
I paid NRMA around $1580 in September 2023 for Comprehensive Plus coverage on my brand new MY RWD with agreed value of $72000.
On December 26 I lodged a hail damage claim which turned out to be a $34,000 repair, and will be completed after 3 months. Over those three months I have had a hire car at no cost to me (assuming a bulk deal rate of $50 per day, that's another $4500 of cost on the claim).
All of that will cost me my excess of $1000, and I have no claim bonus protection included on the policy - so even if "hail" was classed as my fault, no effect on my future premiums.
I figure that policy was good value for money, and covers 20 years and more of future/past premiums.
I do get it - in the absence of a claim, insurance premiums are often viewed (including by me) as an impost. It takes a single claim to see the other side of the coin.
Edited to add: oh and if you got the best deal on your premium from NRMA you are very definitely in the minority