I’ve done my usual “anti lazy tax” annual review of car insurance and my current insurer remained the best option (albeit still not cheap at > $2k) but what I did find interesting was how different insurers disguise their premiums with either lower “agreed value” or higher excesses or policy restrictions/omissions as the default when they present the quote.
I nearly got tricked on one that looked quite competitive until I saw the excess was double what I currently had and “agreed value” a lot lower. Equalize those and their premium became more expensive.
The other interesting thing is the upper limit different insurers allowed me to insure my car for - it varied by $20k. In the end with my current insurer, I could insure it for the same amount as the drive-away cost of a new Model 3 LR! So I did. It’s like having a ‘new for old’ replacement option on a 4 year old car, should it get written off.
And glass insurance is mandatory with a Tesla IMO. You’d be nuts to not have it.
I nearly got tricked on one that looked quite competitive until I saw the excess was double what I currently had and “agreed value” a lot lower. Equalize those and their premium became more expensive.
The other interesting thing is the upper limit different insurers allowed me to insure my car for - it varied by $20k. In the end with my current insurer, I could insure it for the same amount as the drive-away cost of a new Model 3 LR! So I did. It’s like having a ‘new for old’ replacement option on a 4 year old car, should it get written off.
And glass insurance is mandatory with a Tesla IMO. You’d be nuts to not have it.