mrpseudonym
Member
Its no so much the impost of the premium, it is the premium that applies to tesla insurance premiumsMaybe, but it will come down to perspective.
I paid NRMA around $1580 in September 2023 for Comprehensive Plus coverage on my brand new MY RWD with agreed value of $72000.
On December 26 I lodged a hail damage claim which turned out to be a $34,000 repair, and will be completed after 3 months. Over those three months I have had a hire car at no cost to me (assuming a bulk deal rate of $50 per day, that's another $4500 of cost on the claim).
All of that will cost me my excess of $1000, and I have no claim bonus protection included on the policy - so even if "hail" was classed as my fault, no effect on my future premiums.
I figure that policy was good value for money, and covers 20 years and more of future/past premiums.
I do get it - in the absence of a claim, insurance premiums are often viewed (including by me) as an impost. It takes a single claim to see the other side of the coin.
Edited to add: oh and if you got the best deal on your premium from NRMA you are very definitely in the minority