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As much as you say the problem started with Tesla and so they should resolve it, it doesn’t change the fact that these issues have a resolution framework in place that’s generally simple and quick. Up the thread a BoA client mentioned how easy it was to get reversed. Would it be great if Tesla...
ACH is the system that direct debits get processed through. It is run by NACHA and duplicate debits are enough of an issue that they are specifically mentioned as a reason for a reversal. I put a link up above that covers this a bit.
go back to Bank of America, ask for a supervisor, and keep...
Nope, just
no, the person you spoke with at Ally is wrong. Call them back, ask for a supervisor, explain that Tesla withdrew the same amount, on the same day and that it is a duplicate ACH and that you want it reversed.