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All great input thank you I’ve always gone PCP on cars in the past (the last 3 at least). Does PCH have any impact on insurance if I go down that route?

I’m very keen to buy a new model 3 long range and the only thing putting me off is insurance. Some quotes were silly (£6k) but the direct line Tesla insurance was more realistic at £1,200. I’ve only ever owned standard family cars like my current vw Tiguan (£350) and never had an accident but...