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I have the same panel issues as mentioned above and i think most of the cars have same issues one or other side. There are no leaks and sound noise inside the car for the past ten days.
-Uninsured Motorist Coverage max is 50K only and i have selected loan lease payoff - Both should cover the value of the car.
I have good medical coverage from my employer so that should be take care off.
Another data point:
2021 Model 3 LR AWD.
$678/6mo. -Quote
34yr old driver
No speeding ticket on record in last 5 years.
I think some of the coverages can be adjusted. Please suggest to save some more.