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  1. C

    Best interest rate via Tesla financing?

    1.24% is a stupid good rate with DCU and wished I had that at the time I took delivery! I'd jump on this 100%! Though at the same time Tesla has had about two or three price increases of the MY since then so I guess it's a wash..
  2. C

    Best interest rate via Tesla financing?

    See my post back at the end of March below OR TL;DR: TL;DR: Go through the ENTIRE process with DCU. Apply for the loan with DCU, Open the free checking/savings with DCU. Once approved for the loan w/ DCU, send over your Purchase Agreement to DCU, they'll then send you over the loan doc to sign...
  3. C

    Best interest rate via Tesla financing?

    They'll next day FedEx you the check once you e-sign the loan docs. You just bring that check over to Tesla. FYI, if you read my last post, if you have your loan docs that they send via e-sign, you can download the PDF and forward that to [email protected] for them to match the DCU rate.
  4. C

    Best interest rate via Tesla financing?

    So I was able to get Tesla to finally match DCU's 1.74% at 60 months (instead of 65) with Chase. Long story short, if you got approved by DCU, pay the $5 minimum to have in the account and $10 to donate to be applicable for DCU, to open the checking/savings account. Once you do so, so long as...
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    Best interest rate via Tesla financing?

    Haha I have absolutely no idea why it's so wide and varied. As with many other here I too have 800+ credit score, great income, ~25% down, qualified for the 1.74% w/ DCU, no chase bank but multiple Chase CC including a few business ones but still got capped out at 2.09% w/ Chase w/ Tesla for 60...
  6. C

    Best interest rate via Tesla financing?

    Congrats to all that got sub 2% rates! I think it's region based as some had previously mentioned. Guess rates are higher from Tesla if you're in CA, specifically maybe SoCal.
  7. C

    Best interest rate via Tesla financing?

    Let that be a lesson that if you're looking to apply for the 1.74% rate with DCU and ultimately have Tesla rate match that rate that to go through email only so that everything is in writing if possible. Make sure to also get the contingents in the email as well. I applied online using their...
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    Best interest rate via Tesla financing?

    I qualified for the 2.09% for 60 months with Chase after emailing Tesla. I also applied for the DCU 1.74% up to 65 months and got approved (technically 2.49%, minus 0.50% for having a free checking account with direct deposit and another 0.25% for energy efficient vehicles.) The problem is...
  9. C

    Best interest rate via Tesla financing?

    I got also got approved via DCU for 1.74% at 65 months however when inquiring via [email protected] they told me I needed proof, but DCU doesn't email any type of approval letter. How did you get them to lower the rate? I'm also located in Orange County, so the same region. Thanks in advance.