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You don't have to shift direct deposits, just move the loan amount (if it is more than $500) each month, it will give you the status. You can confirm if that $500 number is true by calling them, the $500 number is from a couple of years ago.

Also, the 6% interest rate on the first $1000 in the savings account is good.

I am also a member for over two decades, I applied online, in fact, I just accepted the pre-screen offers that you see on the front screen on the Accounts page itself and then uploaded the MVPA after it showed up. However, this year they are super busy because of their low rates and a crazy...

Yes and Yes to both questions. You have 90 days to set it up otherwise they will put you back to 1.99% BTW the rate is 1.24% (1.99 - 0.5 for DD - 0.25 for EV)

Here are eligibility requirements - Member Eligibility | DCU Look at the Participating Organization section, you can join one of them that you like during the application process.

You can follow this thread - Best interest rate via Tesla financing? Answers to two of your questions and more info about DCU, including my thoughts about DCU and CUs in general. My 2 cents - Bhai, DCU is better than any bank out there.

I see. You can apply for refinancing or tell them you already have purchased and convert it to refinancing instead of the new loan app, in refinancing, they will ask for VIN and they will accept that contract.

If you have the MVPA (it should be there in the portal after the VIN assignment), just apply online "but call them" after you fill out the application. They can send the check to you or Tesla. The check is made out to Tesla and it has the VIN# too. I'd prefer the check to be with me than be sent...

@elguapo may not agree until the behind is on the seat :)

If you are a DCU member, you can request an auto loan from the web app itself. If you are not a DCU member, @sgalla04 can refer (as per his signature) or you can join directly by paying to a charity, it should be on their site. Timeline: After you get VIN/MVPA, you can apply for the loan and...

Do you have your VIN already?

Nothing wrong with ethically finding the cheapest rate or better cash flow whether it is Bank/CU. I don't have my mortgages with CUs, they are with whoever can give me the cheapest rates. Credit unions by definition are non-profit entities, they work in favor of their members instead of their...

+1

If you are already a DCU member, then instead of applying, you can accept the offer that shows up on the front dashboard screen to the right, that way it won't do a hard pull until the loan is approved after MVPA is uploaded. For mine, there have been no hard pulls at all, all of my vehicle...

They need MVPA, you get that after you get a VIN assigned and MVPA generated on the Tesla portal. After you upload the MVPA call back DCU.

Let us know how it goes, what I have heard is that, the banks behind Tesla wouldn't match that low rate.

On the DCU page, the Account page does not show the level. Click on the "Account Manager" (Not Accounts) tab then "Account Manager Home", one of the cards will tell you the Checking benefits level. The qualifications for Plus/Relationship are recurring deposits per month, as per their site and...

I had to call (why is it slow this time), they are overwhelmed this year because of the used car market and low interest rates. Tip: when you call (choose the option to call back instead of staying online), the wait times are over 2 hours.

The DD requirement can be easily fulfilled, do an ACH transfer to the free checking account. At least $500, maybe you can send the payment amount to the checking account, and set up an AutoPay from checking to your loan. You can call and ask them about the DD requirement to confirm what I...

You don't have to cancel and reorder, send an email to [email protected], they will add it to your existing order. I sent my order # and referral code and they updated the order.

I am buying an SSD (with a higher write speed of 1050) as SSDs are a bit more reliable. And @FatherTo1 is spot on.

Yes. Mine changed the next day to dates in June. Please check tomorrow. I guess right after assigning VIN, the system defaults to 9-13 weeks if it hasn't figured out the transportation/delivery time.