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For the LR they quoted me 568.24 for 48 months with a 4k deposit, final payment 24,526.75 APR 4.9, this is the best offer I had so far, I had several brokers that quoted me 7-800 a month, most seem to do 7-20% APR, which is ridiculous, I guess it's only fair if your credit score is dogsh*t. If...

I’ll keep you posted.

Thanks for the reply, I agree, everything seems to be more and more expensive nowadays, I have been trying to find better deals but no success, I can’t find any pcp that’s less than 4.9%, even on money saving experts.

They didn’t quote me for the lr yet, only standard, and their quote looks like this:

Looking at deposit, monthly payment, apr and final payment. Final payment is important because I might want to keep the car, but at the same time there might be a new model that will interest me even more.

you're right, I made an excel graph with pros/cons on both PCP and PCH. Im just trying to find some more offers, different lenders, not sure if anyone worked with Forza Finance before but so far they gave me the best offer for PCP.

Actually they quoted me for the standard model, my bad.

It will be my first PCP also, so far I've bought my cars cash, lease prices are better for sure, I got some offers for 440 a month but 5k miles a year which is not ideal, the fact that PCP allows you to move your deposit into a new car is more attractive, I know you do pay a "premium" for that...

Nationwide does not offer PCP anymore :/

Good morning, I kept trying to find some "decent" PCP deals for the M3 LR and so far every offer I get is pretty much identical, 530 +/- 48 months and 5k miles, I've been reading some of the older posts and I've seen some got the M3 LR for about 450 a month 10k miles with a 4k deposit, some even...