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I'm also having this experience at 115,000 miles so no warranty. Resetting the DAS does work for me most of the time, but I have FSD beta and, just like you, when it quits on the highway it's always a little terrifying.

Has anyone been able to use their bank's bill pay system to pay for Tesla Insurance? If so, what info did you use and did they properly credit your account?

Same experience here. I too had Progressive before in Texas and about the same savings going to Tesla. However, I now have a cracked windshield from a rock on the highway and it spidered all the way across, so I need a windshield replacement. I don't see glass coverage as an offering on Tesla...