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When I requested a quote, none of the lenders came back with rates that low and I have excellent credit. The only one under 4.99% (which is was Tesla was offering a week ago) was a 2.79% for 30 months. The rest were between 5 and 8%. I pretty much just got spammed with calls and text messages...

Maybe FedChoice doesn't hate me as much as I thought. Although communication has been TERRIBLE and they weren't able to finalize my loan in time, I finally got my loan specialist on the phone this morning (after no contact for 4 days). She told me that even though I had to go with a Tesla...

Wow!! Apparently, FedChoice just hates me.

I'm so disappointed because I got an unbelievable rate from FedChoice. I locked in on Oct 26th at 3.39% plus a 1% discount if you were a new member! I'm still waiting to hear back from the loan specialist to see what sort of rate I could get to refinance. Whatever it is, I'm sure it will be...

My options were to have them wire the funds or I could have given them the tracking number for a check as you've said. However, FedChoice was totally unresponsive to any of my messages. It was extremely difficult to get anyone on the phone and when I finally spoke to three unhelpful...

I was able to get Tesla financing within 2 hrs of my delivery time, so this worked out in a crunch.

Oh! My bad. In case anyone runs into the timing issue I did, I was able to get Tesla financing within 2 hours of my delivery. Rate is comparable to everything else I’ve seen. Still hoping to refinance with FedChoice if I can get a better rate.

Hmm...I had not. I will look into this. Thanks!

It’s possible my lender won’t get funds to Tesla in time and Tesla has said tomorrow is my last opportunity. Even though it’s a preferred lender they won’t let me take it without funds transferred. Has this happened to anyone where you had to cancel delivery for any reason? How long did it take...

That’s interesting. I’m in NC and they approved me on Oct 26th. Working with them hasn’t been the smoothest though. Probably partially my fault but things weren’t complete when I went to pick up my Model Y on Saturday. They hadn’t received funds. It’s been extremely difficult to get someone on...