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  1. S

    Credit Unions with good rates that accept applicants anywhere within the US?

    Yes. At the time of applying the rate given is locked
  2. S

    Credit Unions with good rates that accept applicants anywhere within the US?

    They only charge lien charges of $ 35 and no hidden fees or any other fees. Yes, go with Tesla finance and refinance same day. They are genuine but are slow. Give them 15 days time
  3. S

    Credit Unions with good rates that accept applicants anywhere within the US?

    I got to know lately about another bank which advertises as 2.99 for 60 months but few closed auto loan at 1.99% They say that we need to call and talk to them. I haven’t tried yet. But sharing if anyone want to give a try. https://www.mokelumnefcu.com/loans-services/loan-rates
  4. S

    Credit Unions with good rates that accept applicants anywhere within the US?

    The document is named as Motor Vehicle Purchase agreement. It is good to upload more documentation so that loan originator doesn’t come back with queries to you.
  5. S

    Credit Unions with good rates that accept applicants anywhere within the US?

    Less than 2 minutes from your app. It’s just clicking next, next with very minimal information. Once this is done then Refi with tower bank. But good to apply for membership as this takes more times than loan process.
  6. S

    Credit Unions with good rates that accept applicants anywhere within the US?

    Let me update you. I applied on Jan 19th and got approved today. 1. Since you refinanced even before you got the title/registration, this is substituted by ‘temporary registration copy that Tesla has given you on the day of delivery’ This is enough for them. 2. For Title, just upload Purchase...
  7. S

    Getting finance documents from Tesla finance to refinance my car

    How many days did it take for pre approval? When you log into WellsFargo (in case you took loan from them through Tesla Finance) then the online account shows pay off statement along with daily interest rate. Have you received Title copy from Tesla If so how many days did it take? TIA
  8. S

    Credit Unions with good rates that accept applicants anywhere within the US?

    Did anyone refinance with Tower FCU even before receiving the title from DMV? What is the maximum time that Tower FCU allows to close the loan? Is it 30 days or 60 days? How many days did it take to receive title after taking the delivery of Tesla vehicle? Thanks in advance for the responses.
  9. S

    Credit Unions with good rates that accept applicants anywhere within the US?

    Sales tax info will come later into picture couple days prior to delivery.
  10. S

    Credit Unions with good rates that accept applicants anywhere within the US?

    Membership number is needed in Power of Attorney. So membership is mandatory prior to Loan. After 10 days my ‘Approval Pending’ loan status changed to ‘Pending’ 😭
  11. S

    Model Y LR Austin Build Have Matrix Headlights?

    I noticed that the ride with new delivery is really good
  12. S

    Model Y LR Austin Build Have Matrix Headlights?

    How can we know if it has comfort suspension? Please suggest
  13. S

    Credit Unions with good rates that accept applicants anywhere within the US?

    It is always good to go with Tesla Finance for 5.34 and apply within 10 days to Tower CU and go with 2.99 Running auto loan within 10 days will count towards 1 hit similar to a 15 day Homeloan enquirers being considered as 1 hit to credit report.
  14. S

    Model Y LR Austin Build Have Matrix Headlights?

    I have taken delivery. SA’s don’t know much nor they do not want to commit. I shared SA my VIN number and asked him to dig into it. Later stages he got back saying ‘yes’ but didn’t commit 100% At delivery center the guys told me that all Fremont built being delivered in Washington State came...
  15. S

    Matrix Headlights on LR Y?

    I received today with Matrix Headlights 👍
  16. S

    Matrix Headlights on LR Y?

    I got Fremont built Model Y LR and it has Matrix Head lights. The staff at delivery center told that all Model Y’d received so far from Fremont had Matrix Day light..
  17. S

    Destination Chargers

    Sorry. Please disregard my post. Delivery charges were handled and no impact on previous orders.
  18. S

    Destination Chargers

    On delivery day today the invoice changed to $ 1390. H til yesterday it showed as $ 1200 H Did anyone face same situation
  19. S

    Credit Unions with good rates that accept applicants anywhere within the US?

    I see ‘Lien Fees’ anyone who completed the process can you please let us know the amount charged towards lien fees by Tower Bank.
  20. S

    Matrix Headlights on LR Y?

    Anyone who have matrix head lights, what does it say on windows sticker under ‘Exterior Lights’ TIA
  21. S

    Matrix Headlights on LR Y?

    My windows sticker for Model Y says ‘Full LED lighting’ Is this matrix light or regular one TIA for responses
  22. S

    Credit Unions with good rates that accept applicants anywhere within the US?

    Were you already a member of Tower CU at the time of applying and having approval.
  23. S

    Local inventory with "price adjustment"

    White model y LR 5 seater with black interior and 20” induction wheel is 52,990 only
  24. S

    List of Model Y configs that qualify for the 2023 Federal Tax Credit

    Will 2023 MYLR with 20” induction wheel costs 54,990. This price looks like qualified for tax credit. But what about $ 250 order fee. Will this increase the vehicle purchase price to 54990+ 250= $ 55,240.00 and there by not eligible for tax rebate of $ 7,500 Please help iit with responses
  25. S

    Credit Unions with good rates that accept applicants anywhere within the US?

    They said approval takes 3 business days. Then the membership process and coordinating with payee and transferring funds totals to about 20 days
  26. S

    Credit Unions with good rates that accept applicants anywhere within the US?

    Tower bank said the whole process until closure could take upto 20 days. Is this you with people who already took loan at Tower FCU
  27. S

    Local inventory with "price adjustment"

    This was done in December. But now they aren’t doing even a penny adjustment
  28. S

    Matrix Headlights on LR Y?

    Mine is Fremont built and as per SA it doesn’t have Matrix Headlights. Scheduled for delivery.
  29. S

    Model Y LR Austin Build Have Matrix Headlights?

    Mine is Fremont built and scheduled for delivery. PF64 is the sequence. My SA told that it doesn’t have Matrix Head Lights. Based on SA comments I don’t think all Fremont build model y has matrix headlights
  30. S

    Destination fee and tax credit

    IRS clearly mentioned in their web site that delivery fees and taxes are exempted
  31. S

    Be Careful If you Subtotal goes above $55,000.00 with Accessories BYE BYE Rebate !!

    IRS clearly stated on their website to exclude destination fee and taxes
  32. S

    Be Careful If you Subtotal goes above $55,000.00 with Accessories BYE BYE Rebate !!

    Does it mean MY LR White exterior with full black interior and 20” induction wheel gets the price to $ 54,990. There is additional $ 250 Then would this be eligible for 7,500 tax credit. As in the final invoice at time of delivery it shows $ 250 as vehicle price But when ordering the website...
  33. S

    Destination fee and tax credit

    Is order fee $ 250 counted towards vehicle purchase price or not? If counted then your price $ 54,990 would be above 55,000 tax eligibility. Please let me know
  34. S

    List of Model Y configs that qualify for the 2023 Federal Tax Credit

    Question regarding order fee $ 250 MY LR White exterior and full black interior is $ 52,990 plus induction wheel is $ 2000 This totals to $ 54,990.00 which makes it eligible for tax credit $ 7,500 What about the order fee $ 250 Is this order fee making the purchase price of vehicle to $ 54,990 +...