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Happened to me too when they shift you from one loan vendor to another. Just let your Tesla rep know and he/she will update it on your account.

Yeah I guess so too. Looks like we should be happy with the 5.74% as of now. Much better than the 6.64% offered in March.

Did anyone get a better rate than 5.74%? I have my delivery scheduled for Tuesday coming week and wanted to see if I can ask for a better rate.

If it goes up, I would still have my 5.74 but if it does come down, then I can always ask them to re-apply.

Wait for delivery date to be scheduled and then apply for financing. Like others said, the dates are not very accurate so you don’t want credit checks done and lose your financing rates as they’re only valid for 30 days.

An update for all, Got an initial offer for 96 months at 6.04% from Scotiabank. Emailed the Tesla Finance dept ([email protected]) and they brought in a new loan offer from RBC at 5.74 for 96 months.

You should apply for financing after April 12th because that’s when theres a BOC meeting and the prime rate is expected to go down 0.25%

Has anyone heard of YNCU in Ontario? They're a credit union and are offering a 5.59% interest on 2019-2022 EVs for 6-8 year financing. I think that's a good rate compared to what Tesla is able to get from RBC/Scotiabank.

Currently have 1 electric stove, 1 dryer, AC unit and 1 gas stove. I am Planning to put the gas stove outlet on 110V and use that 40A breaker for the 14-50 outlet in garage. Will that work without tripping the breakers? Will I be able to simultaneously use electric stove, gas stove, Ev charger...

That’s great! Would you confirm if this rate was after emailing them or you got it directly from financing team. Also, may I know what the down payment was?

Did you just go through Tesla financing and they got this rate from Scotia or you had to email Tesla for finding on a better rate?

Is it better to have a co-signer on the financing for getting better interest rates? FYI, I have a very good credit score but just wanted to get some opinions.