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Share is not the same as sell.

And it is reflected every time we vote. We vote our pockets. Those that run only do what their backers want, with a rare exception of what is actually good for the majority of those they represent. I am embarrassed, but I elect not to subject me and mine to the invasion of running for office. I...

Fair? Tax or quasi tax? Ha. We have had income based discounts for years. We tax certain earnings more than others. One state, make one cent too much, and the one can can cost you thousands. If I followed correctly, the idea is to set the real cost evenly, then Charge higher earners to...

not unfair to have to pay to maintain the connection. Same as we all have to pay for our ev, not by the mile. Contrarian, not realistic. Then, maybe, new homes would not have to pay tens of thousands for a connection.

All these calculations are worthless. They need to be redone once the monthly fee is live. Until then, only a fool would install. In the big three utilities.

Extensions, properly sized, are not inherently unsafe. Look at any rv park on a hot day. In fact, the rv extension is likely better sized than what many parks offer in hard wire! With that said, the connectors can be an issue. They are not as “connected” as hard wire and need monitoring. If...

of would be interesting to know what plans, by pct, cares eligible folks are on. In our save, it is our disable daughter who qualifies. We do well (parents). Given when time comes we are gone, we try to save what we can for our daughter. (As a point to anyone who would wonder why we work hard to...

Add in lost interest on the down payment and the additional balance each month of the payments were saved. I rarely see that accounted for. Right now high interest savings are a bit over 4%.

Got my first new bill. Pge cares. Off peak +23.9%. Mid +14.8%. Peak +14.3%. 13% my Aunt Fanny. Color me waiting in a hurry for the new scheme. Can’t say what it will to to non cares though, but this time, cares gets it in the shorts.

Coupled with the likely/by law change for the big 3 to a monthly access fee and lower kWh, leaves little or no room to save money before the solar hardware gets old. Plus interest or cost of funds, etc.

The news and plain docs talk about the average user which either fooled the regulators or appeased the regulators. Who effectively gets the lower increase to get to the 13 or 14% bandied about? My eva2 care went up more than 20% at the three time rates.

When the ptb get their monthly fee plan in place, we start over figuring out how to optimize. The news saying 13% Jan 1 was as usual wrong. That is why Pge posted averages in their app not actual per kWh.

Maybe once a month we pay for home charging. Our routine allows use of the free charger during the week with the .8 kWh as a backup. Shifting our home use pool, spa, ac, laundry, to off peak, and less gas, covers the payment of the Tesla. We do qualify for the care rate which is why we don’t...

If $ is bothering you, look for subsidized chargers. For me, my city has a few free L2 spots and out public transport hub has L2 for .50 per hour. Looks like Pge care ev2 off peak calculates to change from 18.091 to ~22.57. For me, if the next big change happens, it will be a savings because of...

I hope to lose an all warranties and insurance, but they still have value for me. Pet care is one. Keeps me from having to make a dollar or pet decision. Xcare is another. Yet I am in quake country and don’t carry quake coverage. House did fine with two large quakes so far, and the deductible is...

I sit corrected. I get a small puddle all year as swmbo likes to ride at about 62. Does not matter which vehicle we use.

Likely year round the ac runs after park to dehumidify and reduce complaints about dirty socks. Probably did not see much in the dry summer months, but now, poodle galore.

The reminder email got me to get a round tuit and order. Take the time to play with the miles per year and deductible options to see what options fit you the best. For CA at least, and not shockingly, you cannot sign up completely online. After filing out your final selection, you can call, or...

Just signed up. Thanks Brent for your work, and for the documentation on your end which helped me out $ wise.

4) my elect bill from Pge (NorCal) went down month over month. Why? TOU. By manipulating ac, hot tub, swim spa, and charging to maximize off peak, our monthly went down significantly.

To be clear. When you dispute, the card company does not investigate. They ask the merchant to accept the refund, or to fight. If the merchant fights, the merchant usually has to pay for the fight. The card company makes their profit either way.

You have zero idea how a charge back works. As a merchant, I am greatful!

The law forcing the change passed a year or more ago. It is supposed to start in 2024.

Maybe there is some sort of non owned auto coverage, maybe, but only a licensed insurance person in the appropriate state can answer. I believe I am correct - but most posters do 😁 Llc owned is in no way going to be properly coverd by a personal policy. Take a ride share and ask the driver how...

The insurer would use a fresh hire JD or LA to tell you your policy, with personal use and personal named insured is no good for a vehicle which requires commercial liability, I suspect even if you add the llc as a named insured (unless your policy already includes business use). This is a case...

Could be. But the rate structure for the big 3 CA providers, by law, will be changing the o a flat $ fee plus a lesser kWh rate. Supposed to happen on 2024, but could be delayed I suppose. Thus, the costs used for comparison now will be different than future costs. Thus my opinion no one...

You can add anyone as an AI, M. Mouse, B. Bunny, but it does not change the underlying policy, so I cannot see how a personal policy will actually cover a vehicle owned by an LLC.

And even if perfect, the calculator does not likely warn or show the upcoming change in structure - which is worse for ROI.

For non MT presence, one has to look at the time in state before registering rules. Exceptions for military are usual. Some states pay a bounty for reporting violators. If the case we are discussing is a CA residence/domicile with a MT llc for the vehicle, CA will not be happy and can, when...

I have seen some who suggest adding the llc as an additional insured, but I don’t think it will work since a personal policy likely prohibits business use. Llc owned = business use.

The llc is a separate entity. While not a person, you can think of the llc as a separate person. I would contact the attorney representing the llc for an opinion, then I would get the vehicle properly insured in the llc name (which will cost more as insurers see company use as a higher risk)...

What name is on the title? If the llc, but your policy is in your name, you may not have proper coverage. The other reason to use a llc is to limit liability, but having the insurance possibly in your name breaks the wall, if the insurer would even honor the policy.

If you would not mind, post your commercial llc rate vs what your agent will quote you for a personal policy, and the insured value. Many rv owners look at the same process and bail because of the commercial insurance, at least until a certain vehicle value makes the savings enough to cover...

Insurance for a corp owned auto may make such a setup a money loser. Assuming you are honest about the garage location.

With Pge care, our off peak ev rate just went up to .1809 (if I remember correctly). This is winter and summer, until the next tariff change. With timing big uses off peak, including pre cooling house to 68 to float the rest of the day (or at least to part peak), we cut our bill at least 100 a...

No complaint here. Energy cost only. .05, .282, or .846 per mile. Motorhome. Grand Cherokee, and M3rwd. Guess which applies to each. If I really wanted, M3rwd could be near zero energy (have not gone out of range of free L2 charging, but we usually charge at home). PGE is care ev tou which...

To the OP. You can adjust your withholding via w4 to prepay less federal tax. The current w4 makes this easy. Of course, payroll is my profession, but anyone with logic can figure this out too. Personally, I never loan the irs money and monitor my prepayments to be just enough not to cause...

State Farm. Also have homeowners. NorCal. Monthly. 60yo, 57yo, and 30yo drivers. Been with SF for at least a decade. CA did away with low mileage discounts, iirc, which hurt a bit since 2 of the vehicles get less than 5k mi per year. 02 wrangler 44.32 11 sorento 65.77 20 grand Cherokee 95.93...

This image shows .37. Last time I used the SC south of town, it was .43.

The site needs cleanup and removal of the portable toilets.

Elec service passed and final passed 8/30.

Wish we had annuals here. Would help rid some of the garbage wearing a plate in this state.

They are also related to saving money with a shorter charging cord or on shorter wire for a charger outlet/mount.

Likely because of all the LFP docs saying 100 at least once a week, and those without LFP not understanding. And that LFP may be or have been in M3 only short production runs, or is ending soon.

The proposed change with monthly fee includes a 30% in kWh rates across the board (care included). Keeping it simple, assuming nem3 payback in 9 years, after the rate change, add 30% to the payback time plus some amount for the monthly fee, and I cannot see it paying back until near end of...

Was by here a few days ago. Looked stagnant, covers on the units still.

Get the actual adapter built for the mobile charger. Even from a third party. The one I use is good enough to cut off if using a questionable outlet and or questionable extension cord (same as the Tesla branded adapters). Small price to protect your Tesla.

Change is hard for most. Our society has been through it before. All one used to need was a good horse and an occasional train. Steamers, electric, diesel, and gas came along. One became the defacing standard. The standard may be infancy of change. Some politicians, business people, and...

Besides our M3, we have a Motorhome (gas, 8mpg) a wrangler and a grand Cherokee. We tow either the wrangler or grand Cherokee depending on the destination. I don’t see us getting a trailer or hauler to tow the M3 as we don’t have enough room to store the trailer. M3 is now our primary DD...

I think cares will still have a kWh cost reduction.