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It's whatever you're approved for previously with them. For me it's 3.2%. They said if my loan isn't processed in time, then refinance later for same rate of 3.2% (vs. new rate of 5. something)
Does everyone get assigned a service advisor and get a text when they first place an order? I ordered on Feb 7 but haven't received a text at all from an SA, not even an order confirmation. Is that normal?