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What I actually wanted to say was this: While I had no credit card and no credit score, 30k credits were approved and it had been 1 week since I received my SSN. I now have points and a car loan that I pay off regularly. I thought maybe 70K would be approved. It was just an idea :) I guess...

Thank you very much for your detailed answer. My 30k credit was approved with high APR without any credit score. I think I have 2 options. First off, I'm going to sell the car I currently own. Then I can try to buy a Tesla by waiting 2 months. In this way, I regulate my total credit limit...

Hello, I came to America in July. I got my SSN in October. So my credit history is still very new :) I bought a Honda CRV in November. With 25% APR :) Because it was my first vehicle purchase and I did not have a credit score. That's why I had to buy a car with a high APR to build credit...